ROYAL BANK of SCOTLAND £5 14 Jul 2005 Jack Nicklaus Front Golden Bear Nicklaus seal & Lord Ilay Rev Nicklaus holding claret jug, playing a shot at St Andrews in 1978, Royal & Ancient clubhouse, Nicklaus' winning scores 1970, 1978. Also shown is a card of the course for the 2005 Open. Security Thread Watermark Lord Ilay